There are two types of community titles available depending on the nature of the scheme: Community Schemes and Community Strata Schemes. Regardless of the type of community title, both divide land to create lots and common property in a similar manner to strata titles. Each plan must divide the land to create at least two lots and common property. Unlike a strata title, a scheme may include a development lot, retained by the developer, for later division into further lots within the scheme.

Community Schemes

In a community scheme lot boundaries generally do not relate to a structure, but are determined by surveyed land measurements and are unlimited in height and depth, unless otherwise specified on the plan. Unlike a strata scheme the owner is therefore responsible for the maintenance and insurance of any structures on that lot, and has no obligation for maintenance of other lot owner's buildings.

Community Strata Schemes

In a community strata scheme there must be at least one lot that exists above another, and the lot boundaries must be defined by reference to parts of the building, similar to a strata title. The structure itself is common property and it is therefore the responsibility of the corporation to maintain and insure it.