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DEBT

INTRODUCTION
DEBT OR DAMAGES?
DEMAND FOR PAYMENT
Response to letter of demand
DEBTORS' OPTIONS
Legal remedies
Effect on credit record
HARASSMENT
GOING TO COURT
Time limits
Which court?
Issuing the claim
Serving the claim
ADMITTING A CLAIM
Debtor does nothing
Admission of liability
Payment into court
Agreement as to judgment
Informal agreements
DEFENDING A CLAIM
Filing a defence
Setting the judgment aside
Admission of facts and discovery
COUNTERCLAIM
SETTLING A MATTER
THE HEARING
Legal representation
Adjournments
Failing to attend hearing
COSTS
Interest
AFTER THE HEARING
Applying for a new hearing
HOW TO MAKE THE DEBTOR PAY
Sale of assets
Investigation Hearing
Examination Hearing
Imprisonment
Garnishee order
Attachment of property and earnings
Bankruptcy
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DISTRICT COURT AND SUPREME COURT 
 INTRODUCTION


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INTRODUCTION  :  Last Revised: Tue May 30th 2006



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