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Protecting yourself

The following precautions should therefore be taken when writing a cheque or a payment order:

  • cross it 'not negotiable'
  • if the customer's written account contract with the financial institution permits it, cross out the words 'or bearer', which ordinarily appear on printed cheques
  • do not leave any space after the name of the payee or, after the amount in writing or, between the figures in the amount expressed in figures
  • mark it account payee only
  • whenever possible, write the purpose on the face of it (for example, electricity payment).
Protecting yourself  :  Last Revised: Tue Mar 5th 2002
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