A bankrupt with unpaid gas or electricity accounts may find that the service is disconnected until a security deposit is paid. Legal advice should be sought in cases where arrears incurred prior to the date of bankruptcy are demanded before the service will be reconnected.

Local councils have a 'first charge' on real estate when rates are not paid. This means that they have a right to take out from the proceeds of sale what is owed to them, before any other creditor are paid.

Failure to pay traffic or parking expiation fines can result in a suspension of licence order for a period of 60 days (Fines Enforcement Suspension order) and/or being prohibited from doing business with the Registrar of Motor Vehicles (Cessation of Business order). A Cessation of Business order is for an indefinite period and results in a debtor being unable to register or renew registration of a motor vehicle, obtain or renew a licence or conduct any other vehicle related transaction with the Registrar of Motor Vehicles.